Starting with Graph

Build card and bank account experiences with Graph.

Graph provides APIs for issuing cards and bank accounts so your users can send and receive payments.

Start with Authentication and Environments, then create the person or business that will hold the account.

Personal USD account issuance

Account issuance is asynchronous. A successful create request starts processing; it does not confirm that an account is active. Your integration should track the pending account, handle requests for information (RFIs), and wait for the final issuance outcome before displaying funding instructions.

  1. Prepare the person and supporting documents using the USD account requirements.
  2. Request a bank account and save its ID.
  3. Handle any requests for information, including hosted verification actions.
  4. Track issuance events and fetch the account to confirm activation or failure.

See Bank Accounts for account types and operations. Test and live requests use the same API base URL with different API keys.