Bank Accounts

Graph offers two types of accounts: individual and business. Each has its unique characteristics and usage, but both are integral to Graph's financial ecosystem. Before diving into the endpoint details, it's important to understand how accounts are structured:

Personal Checking: Designed for personal use, this account type represents a checking account held by an individual in USD. Individuals can make transactions and manage their finances with ease.
Business Checking: Tailored for corporate use, business checking accounts are crucial for companies of all sizes operating in USD. This account type facilitates corporate transactions and payments.
Personal Virtual: Ideal for individuals in emerging markets, the personal virtual account is designed for NGN transactions. It enables individuals to make digital payments and manage their finances efficiently.
Business Virtual: Suited for businesses expanding into emerging markets, the business virtual account allows corporations to conduct transactions and financial operations in NGN

Now, let's explore the key operations available in this section:

Create Account: Use this endpoint to issue a new individual or business bank account to Graph. Depending on the type of account you wish to create, make sure you have the appropriate person_id or business_id ready.
Fetch Account: Retrieve the details of a specific account by providing its unique account_id. This can be useful when you need to access information about a particular account.
List Accounts: Obtain a list of all accounts associated with your Graph account. This is especially helpful when you're managing multiple accounts and need an overview.

These endpoints are designed to simplify your account management process, whether you're dealing with individual savings accounts or catering to the financial needs of businesses.